Challenge
The main challenges facing small shareholder farmers are lack of: a lack of access to finance, as more than 90% don’t have a bank account; they have no access to markets and no visibility into markets’ demand; they lack technical support and are never updated with best practices; and they do not receive on-time payments, because they are paid late due to poor cash-flow management.
Solution
Mozare3 believes that contract farming combined with financing with agronomy support and access to markets, can easily increase farmer’s yield and income with a clear cash-flow forecast. Mozare3 aggregates the fragmented smallholder farmers to act as a sizable contract farmer that meets an off-take agreement signed back-to-back with processors and/or exporters. The innovator provides farmers with access to financing (inputs, other agi and non-agri need), agronomy support, markets while being paid on time and cashless using Meeza pre-paid cards. Mozare3 offers processor/exporters with access to reliable source of consistent and traceable source of fresh produce that meet the global and local standards.
